About Carma
Helping car buyers make smarter decisions with transparent cost information
Our Mission
To eliminate car buying surprises by showing the true cost of vehicle ownership upfront.
Smart Calculations
We factor in all ownership costs including payment, insurance, fuel, and maintenance.
Your Advocate
We're on your side, helping you find the best car for your actual budget.
Why Carma Exists
Traditional car shopping focuses only on the sticker price and monthly payment. But that's just part of the story. The real cost of owning a car includes insurance, fuel, and maintenance - costs that can vary dramatically based on your location, driving habits, and the specific vehicle you choose.
Carma was built to help car buyers avoid the surprise of hidden costs and make informed decisions based on their complete monthly budget. We believe transparency leads to better outcomes for everyone.
How It Works
- Tell us your total monthly budget for car ownership
- Share your location, driving habits, and credit profile
- Let us know your vehicle preferences
- We calculate total monthly costs for matching vehicles
- Browse cars that truly fit your budget